I'm not sure whether Sorted is the worst website in the world or the best. It certainly reigns in your grandiose financial plans, taking you firmly by the shoulders and saying 'look, just because a bank *will* lend you this much to buy a house doesn't mean you *should* borrow this much. Particularly because if you do, you will never be able to afford to go on holiday anywhere ever again, and you will have no retirement savings and no financial leeway and you will never be able to get your wisdom teeth out (crucial issue!) or replace your (currently eleven-year-old) car, much less get another one and maintain it. Oh, and forget about children. Even if you were a little up in the air about them to begin with, you can't afford to feed and clothe them and give them piano lessons, so you might as well get your tubes tied now.'

As you may have gathered, it's a tough-love kind of website. Particularly for people who are terrible with money. Like us.